Turn your retirement savings into reliable, lifelong income.
Annuities can be powerful financial tools when used strategically. They offer a unique blend of security, predictability, and peace of mind—helping you protect your savings from market volatility while ensuring a steady stream of lifetime income. Whether you’re nearing retirement or already there, the right annuity can help take longevity risk off the table and lock in income you can’t outlive.
At Rigel Blue Star Financial, we help you determine whether an annuity aligns with your personal and retirement goals. If it does, we’ll structure it to reduce unnecessary risk, fees, and taxes—while maximizing your long-term benefits and financial confidence.
Discover how an annuity can create income you’ll never outlive.
How We Can Help
- Explain annuity types—fixed, indexed, and immediate—in clear, simple terms.
- Evaluate whether an annuity is the right fit for your retirement or income goals.
- Build income strategies designed to last a lifetime.
- Protect your savings from market downturns and unpredictable interest rates.
- Use annuities as part of a plan to reduce taxes, inflation risk, and volatility.
- Review existing annuity contracts to ensure you’re not overpaying in fees or missing out on better options.
- Integrate annuities into your broader financial plan for long-term stability, growth, and lasting security.
- We analyze existing Indexed Annuities for performance, index allocations, and actual return especially if the indexed annuity was purchased prior to March of 2022.
- Our free analysis can quickly determine why your Indexed Annuity is not performing and if the one you own is right for you. The problem is not that you purchased an indexed annuity. The problem could be related to at least 7 issues which we will explore in our free analysis.
Why Consider an Annuity?
Annuities can serve as a safety net in times of uncertainty. Unlike investments that fluctuate with the market, certain annuities provide guaranteed income for life—and can be tailored to your specific goals. They can help:
- Replace a portion of your paycheck in retirement.
- Ensure income lasts as long as you do (and even for a surviving spouse).
- Minimize your exposure to market corrections and economic downturns.
- Offer tax-deferred growth until you begin withdrawals.
Common Questions About Annuities (FAQ)
- What types of annuities are available, and how do they differ?
- How can an annuity provide lifetime income?
- What is longevity risk, and how do annuities help manage it?
- Are annuities safe from market losses?
- How are annuities taxed, and how can they reduce my tax burden?
- When is the best time to purchase an annuity?
- What should I consider before replacing or surrendering an existing annuity contract?
- How can annuities fit within my broader retirement income strategy?
- Are there fees or restrictions I should know about?
- How can I compare different annuity providers or products effectively?
If you’re curious whether an annuity could strengthen your retirement income plan, we’ll walk you through the options and show you exactly how it fits into the bigger picture.
See if an annuity fits your long‑term retirement goals.
