Two of the biggest threats to retirement are living longer and paying more in taxes.
Longevity & Tax Risk Planning
Will your savings last as long as you do? We help you with retirement income planning to create "pension-like income" that ensures financial stability, estimate your lifetime risk, and adjust for changing tax laws. Secure your future, minimize tax shocks, and ensure you never outlive your money.
Protect Your Finances from Outliving Your Wealth & Sudden Tax Law Changes
Design "pension-like income" plans tailored for professionals and business owners who do not have a traditional pension.
Discover how we safeguard you from running out of money and overpaying the IRS.
Will you have enough predictable, pension-like income to cover your essential expenses for as long as you live? What happens to your plan if you or your spouse live 5–10 years longer than you expect? Are you exposed to an "income gap" or "income cliff" when a paycheck, pension, or Social Security benefit stops? How much of your retirement income is guaranteed, and how much depends on market performance?
Layer guaranteed income with flexible cash reserves for unexpected needs, while utilizing tax-efficient withdrawal strategies to minimize taxes and maximize cash flow. Test "what if" scenarios: tax rate increases, inflation, and rising healthcare costs.
Map legacy goals to protect wealth for children, charities, or foundations with a lifetime income plan that ensures guaranteed paychecks for life.
Scenario analysis will help you understand how rising taxes or unexpected longevity could impact your finances.
Let’s design a retirement plan that withstands the test of time, market fluctuations, and evolving tax landscapes.